PMO is always silent on Financial Fraud in India resulting in manifold increase in fraudulent activities. It seems that fraud are ruling this country obvious from inaction of modi government.

The initial search has yielded a comprehensive overview of the Prime Minister’s Office (PMO) structure, and notably, its connections to essential investigative and economic advisory bodies. Consequently, below is a summary of my findings, as well as an outline of how they will guide the next steps:

A Citizen’s Plea: Victim of ₹34 Crore Cyber Fraud Seeks Justice Through PMO in Financial Fraud

In a startling case of identity theft and massive financial fraud, a citizen named Yogi M. P. Singh has, therefore, reached out to the Prime Minister’s Office, detailing a harrowing experience involving the misuse of his personal identity documents. Consequently, this has led to fraudulent transactions amounting to an astronomical ₹34,38,77,662 (approximately ₹34.38 Crore).

The grievances, lodged on the public grievance portal, not only paint a picture of a multi-faceted issue but also span across financial institutions, the Income Tax Department, and the state police, with the victim consequently caught in the crossfire.

The Core of the Grievance

Mr. Singh describes his situation as a “tetrapolar matter,” indicating, therefore, four major fronts on which he is fighting for justice:

1. Financial Institutions: Various banking institutions, including the State Bank of India, allegedly secured various loans, including a Kisan Credit Loan, using his PAN and Aadhaar card, all without his knowledge or consent.
2. Income Tax Department: In a cruel twist of irony, the Income Tax Department has classified the fraudulent income as Mr. Singh’s own. Consequently, they have already deducted a 10% Tax Deducted at Source (TDS), amounting to roughly ₹3.4 Crore, on these transactions. Furthermore, as a result of these actions, various Income Tax branches, including Chandigarh, Lucknow, and the criminal investigation wing in Prayagraj, have now initiated inquiries and served Mr. Singh with arbitrary notices.
3. Uttar Pradesh Police: In November 2023, the police registered an FIR regarding the fraud. However, the complainant states that investigators have made little to no progress since then.
4. The Victim: Mr. Yogi M. P. Singh himself navigates a bureaucratic maze to prove his innocence while the very systems meant to protect him treat him as the perpetrator.

He alleges that this is not a simple case of fraud but a “corporate scandal” potentially shielded by corrupt officials, and he questions the lack of transparency and accountability in the system.

Official Grievances Lodged

Mr. Singh filed multiple grievances to seek resolution; consequently, he currently marks two of these grievances as “Under process.” Furthermore, their details are provided below.

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Grievance 1: Forwarded to Uttar Pradesh Government.

The relevant authorities have now received communication about this matter.

• Registration Number: PMOPG/E/2024/0182646
• Date of Receipt: 21/12/2024
• Current Status: Under process
• Date of Action: 21/12/2024
• Officer Concerned:
  • Name: Shri Arvind Mohan (Joint Secretary)
  • Organisation: Uttar Pradesh
  • Contact Address: Chief Minister Secretariat, Room No. 321, U.P. Secretariat, Lucknow
  • Email Address: arvind.12574@gov.in
  • Contact Number: 05222226350

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Grievance 2: PMO inaction in Financial Fraud

Furthermore, the Income Tax Department received it.

• Registration Number: PMOPG/E/2024/0182652
• Date of Receipt: 21/12/2024
• Grievance Concerns: Central Board of Direct Taxes (Income Tax)
• Current Status: Under process
• Date of Action: 21/12/2024
• Officer Concerned:
  • Name: Sh. Gopalan Gurusamy (DGIT Systems Bengaluru-Addl.charge)
  • Organisation: DIRECTOR GENERAL OF INCOME TAX (SYSTEM)
  • Contact Address: Prestige Alpha, Hosur Road
  • Email Address: dgit.systems@incometax.gov.in
  • Contact Number: 08061464890

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Both grievances keep Mr. Singh in an ongoing ordeal. Therefore, his case highlights the critical need for government agencies to respond in a coordinated and swift manner when they compromise a citizen’s identity on such a massive scale. Ultimately, the resolution of this case will demonstrate the effectiveness of the grievance redressal mechanisms in place.

What I know:

• Advisory Role: The Economic Advisory Council (EAC-PM) advises the PMO on macroeconomic issues. This is a high-level policy advisory role, not a direct operational role in fraud investigation.
• Oversight of Key Agencies: The PMO has administrative oversight of the Department of Personnel and Public Grievances, which oversees the functioning of the Central Bureau of Investigation (CBI). The CBI is the premier agency responsible for investigating corruption and serious economic offenses.
• Coordination, not direct command: The Financial Intelligence Unit (FIU-IND) reports to the Economic Intelligence Council (EIC), headed by the Finance Minister, rather than directly to the PMO. However, the PMO plays a crucial coordinating role in national security and significant policy matters, including large-scale financial fraud.
• High-Level Initiatives: Recent MoUs between the Department of Telecommunications (DoT) and FIU-IND to curb cybercrime and financial fraud indicate a government-wide approach. While not explicitly driven by the PMO in name, such inter-ministerial collaborations on national priorities often receive support and impetus from the PMO.
• PM’s Focus: There are mentions of the Prime Minister’s personal initiative in transforming policing and focusing on data-driven approaches, which is relevant to combating modern financial frauds.

What I still need to clarify: PMO inaction in Financial Fraud

• The exact mechanisms through which the PMO directs or influences the strategy for curbing financial fraud. Is it through policy directives, high-level meetings, or specific task forces?
• More concrete examples of the PMO’s intervention in major financial fraud cases.
• The role of the National Security Council Secretariat (NSCS), which reports to the Prime Minister, in addressing financial frauds with national security implications includes:
  • Assessing threats related to terror financing.
  • Coordinating with various government agencies to combat large-scale scams that destabilize the economy.
  • Developing and implementing strategies to enhance national financial security.
  • Engaging with international partners to track, prevent, and respond to illicit financial flows.
• The function of the Public Wing in the PMO that deals with grievances, and how it handles complaints related to financial fraud.

The current information is strong on the formal structure but could be enhanced with more details on the operational and strategic influence of the PMO. The next steps should focus on finding this more specific information.Based on the analysis of the initial search results, the plan needs to be updated to focus on the specific mechanisms of PMO’s influence and its role in coordinating a response to financial fraud. The initial searches gave a good high-level view but lacked detail on the PMO’s direct actions and coordinating power. I have gathered substantial information about the structural and strategic role of the Prime Minister’s Office (PMO) in India concerning financial fraud.

From the search results, I can ascertain the following:

• The PMO exercises its influence through oversight of key agencies like the CBI, which has a dedicated Economic Offences Division.
• The Prime Minister tasks the National Security Council Secretariat (NSCS) with providing overall coordination and strategic direction for cybersecurity, a critical component of modern financial fraud.
• The Indian Cyber Crime Coordination Centre (I4C) and various departments establish MoUs to create a unified response through high-level, inter-agency coordination. The Prime Minister and the PMO often champion this strategic impetus for national-level coordination, even when it does not fall directly under the PMO.
• The Public Wing of the PMO handles grievances and forwards them to the relevant ministries, acting as a high-level escalation mechanism.
• The PMO actively sets the agenda for modernizing police forces to tackle crime, including economic offenses, through data-driven methods.

While I have a good understanding of the framework and the coordinating role, I could strengthen the answer with more specific examples of directives or policies directly issued by the PMO to combat financial fraud, beyond the broader cybersecurity context. However, the current information is largely sufficient to construct a comprehensive answer.

Therefore, I will proceed with answering the user’s request based on the information I have gathered.

The Prime Minister’s Office: The Strategic Nerve Center in India’s Fight Against Financial Fraud

The Prime Minister’s Office (PMO) in India plays a pivotal, albeit often indirect, role in curbing the rising tide of financial fraud. Rather than acting as a direct investigative body, the PMO functions as a strategic nerve center, driving policy, ensuring inter-agency coordination, and exercising oversight to create a robust ecosystem for tackling economic offenses.

High-Level Coordination and Strategic Direction

The PMO’s primary role is to provide strategic impetus and ensure that various arms of the government work in concert to combat financial crimes. This is crucial in an era where frauds, particularly cyber-enabled ones, are complex and cut across the jurisdictions of multiple agencies.

The National Security Council Secretariat (NSCS), operating under the PMO, plays a key role in this effort. The NSCS coordinates and provides strategic direction for cybersecurity, which is critical in the battle against modern financial fraud. This includes formulating high-level policies to protect the nation’s digital financial infrastructure and ensuring that agencies prepare to counter evolving cyber threats.

The PMO also drives the establishment of integrated platforms like the Indian Cyber Crime Coordination Centre (I4C), which functions under the Ministry of Home Affairs. While not directly administered by the PMO, the political will and strategic push for such comprehensive, national-level centers often emanate from the highest levels of government to break down silos between central and state law enforcement agencies.

Oversight of Key Investigative Agencies

The PMO has significant administrative oversight over crucial investigative bodies. The Central Bureau of Investigation (CBI), India’s premier investigative agency, functions under the Department of Personnel and Public Grievances, which falls under the Prime Minister’s authority. The CBI has a dedicated Economic Offences Division that handles major financial scams, bank frauds, and other serious economic crimes. Through this administrative linkage, the PMO can monitor the progress of significant investigations and ensure that national priorities are being addressed.

Driving Policy and Legislative Frameworks

The PMO is instrumental in shaping the policy and legislative landscape to create stronger deterrents against financial fraud. This includes championing amendments to existing laws and introducing new ones to address emerging challenges. Recent government initiatives, such as the push for inter-agency collaboration between the Department of Telecommunications (DoT) and the Financial Intelligence Unit-India (FIU-IND) to share data on fraudulent mobile connections, reflect a coordinated strategy that often has the backing and encouragement of the PMO to ensure seamless implementation.

Furthermore, the Prime Minister has personally emphasized the need for modernizing police forces, urging a shift towards data-driven investigation and predictive policing. This high-level focus influences the priorities and resource allocation of law enforcement agencies across the country, encouraging them to build capacity in tackling complex financial and cyber crimes.

The Grievance Redressal Mechanism

The Public Wing of the PMO actively receives a vast number of complaints from citizens, including those related to significant financial fraud that lower levels have not resolved. While the PMO forwards these grievances to the concerned ministries or state governments for action, its involvement ensures that high-level attention gravitates towards the matter. This mechanism pressures the relevant authorities to take timely and effective action by serving as an escalation pathway.

In essence, the Prime Minister’s Office acts as a conductor of the national orchestra in the fight against financial fraud. By setting the strategic tempo, ensuring different agencies play in harmony, overseeing the performance of key players, and responding to the concerns of the public, the PMO plays an indispensable role in safeguarding India’s economic integrity.

Transaction details of Rs.343877662 is available to police but police is failed to reach fraudulent elements

National Human Rights Commission registered Case / File No 7194/24/0/2023 for action