An application under subsection 1 of section 6 of Right to Information Act 2005 to seek following point-wise information with CPIO Insurance regulatory and development authority of India within the stipulated time as prescribed under subsection 1 of section 7 of Right to Information Act 2005.
1-Please made available the regulations set up by the authority in order to secure the interest of insurance policyholders from insurers.
2-Before penalizing any insurance policyholder what are the setup norms? Please make available those provisions to your applicant.
3-Before forfeiting the premium of insurance policyholders whether to serve legal notice is not mandatory as being done by the insurance company in the context. The principle of natural justice can be overlooked before forfeiting paid premium of insurance policyholders. Please make available the provision which allows such arbitrary action on insurance policyholders by insurers.
4-According to insurance company staffs, the policy will acquire cash value if it has been in force for at least three years and provided all premiums that have fallen due have been received. The guaranteed cash value in this policy will be 30% of premiums (excluding the first year’s premium) received.
Please provide the provision under which consumer’s right of your applicant is secured if Rs. 25000.00 paid as the premium is forfeited by the insurance company as policy is lapsed according to company policy.
5-Being a regulatory body, how such arbitrary rules of the insurance company is being allowed to propagate in the society consequently innocent citizens is being cheated.
Please make available the provisions of constitution which prohibit regulatory body to curb such economic offences committed by wrongdoer insurance companies mushrooming in our society like frogs in the rainy seasons.
Please help your information seeker in public interest so that justice may be sought. For this, your applicant shall ever pray you, Hon’ble Sir.
Surendra Kumar Maurya S/O Jeera Lal Maurya
MOBILE NUMBER-7388397486, Mohalla-Shivala Mahanth, Post-Putali Ghar, District-Mirzapur, Pincode-231001, Uttar Pradesh.
|Phone Number||Details not provided|
|Request Details :-|
|Is the Requester Below Poverty Line ?||No|
|(Description of Information sought (upto 500 characters)|
|Description of Information Sought|
Please take a glance at THE attached R.T.I. communique with this representation and provide access to information within the stipulated time.
|Concerned CPIO||Nodal Officer|
|Supporting document (only pdf upto 1 MB)|
|Enter Registration Number||IRDAI/R/2017/50547|
|Name||Surendra Kumar Maurya|
|Date of filing||12/11/2017|
|Public Authority||Insurance Regulatory and Development Authority of India|
|Status||RTI REQUEST RECEIVED|
|Date of action||12/11/2017|
|Name||Surendra Kumar Maurya|
|Date of Filing||12-11-2017|
|RTI Fee Received||10|
|Payment Mode||Internet Banking|
|SBI Reference number||IK00IZMGG9|
|Transaction Status||Completed Successfully|
|Request filed with||Insurance Regulatory and Development Authority of India|