||To Chairman, Max Life Insurance Company Limited, Max House ,Third floor ,1 Dr. Jha Marg , Okhla New Delhi 110020, India Undoubtedly your applicant had to pay the next premium by 10-July-2014 but because of fatal illness of my wife and me your applicant couldn’t do so but delay in payment of the premium could be condoned. Most important point is without refunding my paid premium in accordance with the rule, how the policy can lapse? With great respect to revered Sir, your applicant invites the kind attention of the Hon’ble Sir to the following submissions as follows. 1-It is submitted before the Hon’ble Sir that whether it is justifiable that when the policy was closed arbitrarily but refund was not made. If the policy has lapsed, then it is the obligation of concerned staffs to refund my paid premium without any more delay. 2-It is submitted before the Hon’ble Sir that which constitutional law allows a company or firm to forfeit the hard earned money of poor citizenry by making their own draconian laws in order to cheat poor and less educated people of the country. 3-It is submitted before the Hon’ble Sir that it is the obligation of public functionaries accountable to set my paid premium refunded so that your poor applicant may pay the debts taken in order to pay the expenses incurred during aforementioned fatal illness. 4-It is submitted before the Hon’ble Sir that all the concerned document is attached with this representation and Hon’ble Sir may take a glance of those which will prove the claim of your applicant. This is a humble request of your applicant to you Hon’ble Sir that how can it be justified to withhold public services arbitrarily and promote anarchy, lawlessness and chaos in an arbitrary manner by making the mockery of law of land? This is need of the hour to take harsh steps against the wrongdoer in order to win the confidence of citizenry and strengthen the democratic values for healthy and prosperous democracy. For this, your applicant shall ever pray you, Hon’ble Sir. Yours sincerely Surendra Kumar Maurya S/O Jeera Lal Maurya MOBILE NUMBER-7388397486, Mohalla-Shivala Mahanth, Post-Putali Ghar, District-Mirzapur,Pincode-231001, Uttar Pradesh.