There are so many rules which are dumped but used in order to teach a lesson to upright people.

आवेदन का विवरण
शिकायत संख्या
15199170011297
आवेदक कर्ता का नाम:
एम० पी० सिंह
आवेदक कर्ता का मोबाइल न०:
7379105911,0
विषय:
using personal
saving bank account for commercial transactions.
नियत तिथि:
04 – Mar – 2017
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रिमाइंडर :
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1
अंतरित
जी.एस. नवीन कुमार(विशेष सचिव मुख्यमंत्री कार्यालय )
31
– Jan – 2017
अपर
मुख्य सचिव/प्रमुख सचिव/सचिव संस्थागत वित्त एवं बैंकिंग
पृष्ठांकित
04
– Jul – 2017
महोदय
आप कृपा बैंक से संपर्क स्थापित कर अपनी समस्या का समाधान कर सकते है यदि कोई समस्या आती है तो पुन अवगत कराये
निस्तारित

 USING PERSONAL SAVING BANK ACCOUNT FOR COMMERCIAL TRANSACTIONS

[Imap]/Sent
x

cmadminr2.zovns@sbi.co.in

20 Jan

to me
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 (and not a spammer).  Learn more
Dear Sir,
During perusal of transactions carried out by you, through SBI-INB from your account No.34645721675,
it is observed that, you are used to, to carry out commercial (Non personal) transactions of others, like
remitting fee of different examination, recruitment fee etc.
It has been advised you earlier that such act is contrary to the bank’s instruction, and tantamount to
violation of bank’s extant Savings Bank Account rules.
Instructions contains in SBI “website sbi.co.in” read as below,
Operations In The Account
General
Savings Bank account is essentially a facility to build up savings and hence must not be used as a 
Current Account. Bank may close an accountshould it have any reason to believe that the account 
holder has used her/his account for a purpose for which it is not allowed. (Rule No. 5)
We therefore advise you, that please stop conducting “Non Personal Transactions” through your Savings
Bank Account immediately, otherwise we will be bound to close your above mentioned account. This is
our final notice in the matter.
Yours faithfully
Branch Manager

— Disclaimer — The information in this mail is confidential and is intended solely for addressee. Access
 to this mail by anyone else is unauthorised. Copying or further distribution beyond the original recipient
may be unlawful. Any opinion expressed in this mail is that of sender and does not necessarily reflect
 that of State Bank group.—

Mahesh Pratap Singh Yogi M P Singh yogimpsingh@gmail.com

21 Jan

to gm.customerpmosbcmuppresidentofind.supremecourturgent-action
customercsuphgovupCM
I KNOW 1000 SUCH PEOPLE WHO DO SUCH TRANSACTIONS IN Mirzapur district alone ,may I make
available their name to close their accounts. Many institutions and gas agencies are doing pure
commercial transactions through personal banking which must not be allowed at any cost. I expect that
you will refund my deposited  amount immediately so your applicant may open an account in new bank
close to my dwelling place as your bank is far away .

                                                       This is humble request of your applicant to you Hon’ble Sir that It 
can never be justified to overlook  the rights of citizenry by delivering services in arbitrary manner 
by floating all set up norms. This is sheer mismanagement which is encouraging wrongdoers to
 reap benefit of loopholes in system and depriving poor citizens from right to justice. Therefore it is 
need of hour to take concrete steps in order to curb grown anarchy in the system. For this your
 applicant shall ever pray you Hon’ble Sir.
                                                                 Yours  sincerely
                                                     Yogi M. P. Singh Mobile number-7379105911
Mohalla-Surekapuram, Jabalpur Road District-Mirzapur , Uttar Pradesh ,India .

                      

On 20 January 2017 at 10:08, <cmadminr2.zovns@sbi.co.in> wrote:

Dear Sir,
During perusal of transactions carried out by you, through SBI-INB from your account No.34645721675,

it is observed that, you are used to, to carry out commercial (Non personal) transactions of others,

like remitting fee of different examination, recruitment fee etc.
It has been advised you earlier that such act is contrary to the bank’s instruction, and tantamount to

violation of bank’s extant Savings Bank Account rules.
Instructions contains in SBI “website sbi.co.in” read as below,
Operations In The Account
General
Savings Bank account is essentially a facility to build up savings and hence must not be used as a

Current Account. Bank may close an account should it have any reason to believe that the account

 holder has used her/his account for a purpose for which it is not allowed. (Rule No. 5)
We therefore advise you, that please stop conducting “Non Personal Transactions” through your

Savings Bank Account immediately, otherwise we will be bound to close your above mentioned 

account. This is our final notice in the matter.
Yours faithfully
Branch Manager

— Disclaimer — The information in this mail is confidential and is intended solely for addressee.

Access to this mail by anyone else is unauthorised. Copying or further distribution beyond the original

recipient may be unlawful. Any opinion expressed in this mail is that of sender and does not necessarily

reflect that of State Bank group.— 
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Mahesh Pratap Singh Yogi M P Singh

Comparison Chart

BASIS FOR DIFFERENCE SAVING ACCOUNT CURRENT ACCOUNT
Meaning Saving bank account is an account meant for individuals who like to save for meeting their future financial requirements. Current account refers to a running account, in which there is no limit on the operation, during a working day.
Objective To encourage savings of a person. To support frequent and regular transactions.
Suitable for Individual Businessman or company
Interest Paid Not paid
Withdrawals Limited Unlimited
Passbook Provided by banks Not issued by banks.
Overdraft Not allowed Allowed
Opening balance Less amount is required to open a savings bank account. High amount is required for opening a current account.

Preeti Singh
3 years ago

महोदय आप कृपा बैंक से संपर्क स्थापित कर अपनी समस्या का समाधान कर सकते है यदि कोई समस्या आती है तो पुन अवगत कराये
Thanks for suggestion but it seems that concerned staffs of government is familiar with the work culture of staffs of financial institution.