S.B.I. is adopting biased approach with consumers who opened accounts under P.M. jan dhan scheme.

Every one knows that S.M.S. service is provided to consumers to protect and provide security to accounts of consumers but security is not available to those who opened the account under prime minister Jan dhan scheme. Whether it is justified .
 What a good governance ,really an excellent precedent was set up.


Mahesh Pratap Singh Yogi M P Singh yogimpsingh@gmail.com

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Whether this is not anarchy that Rs.200000.00 was withdrawn from the accounts of account holders. Most surprising is that shoping was done from this withdrawn money illegally deducted from the accounts account holders by the cheaters.
05 December 2015
12:44
With due respect your applicant wants to draw the kind attention of the Hon’ble Sir to the following submissions as follows.
1-It is submitted before the Hon’ble Sir that if the money kept in savings account of bank is not safe ,then think about those articles which are kept openly. Undoubtedly whatever shopping was done ,things will be supplied to purchaser but how police couldn’t trace such criminal elements. Whether criminals are more qualified than our police.
2-It is submitted before the Hon’ble Sir that matter is concerned with village-Shree patti ,Police station-Chilha ,District-Mirzapur ,State-Uttar Pradesh .Victims are Suraj Prasad Yadav and his uncle Mr.Ramakant Yadav of aforesaid village. Cheaters asked code on flimsy ground i.e. In the name of renewal of ATM card which was revealed by these simple straight dealing people. Please take a glance of attached document.
3-It is submitted before the Hon’ble Sir that such incidences are quite common in our society. Police is so qualified that it never waste its time in searching the criminals and now their insolences are ipsofacto obvious from such incidences. Why police is procrastinating and adopting lackadaisical approach in dealing with such criminal element may be the part of their strategy but society is losing its faith in the institution.
                                                 
This is humble request of your applicant to you Hon’ble Sir that It can never be justified to overlook  the rights of citizenry by delivering services in arbitrary manner by floating all set up norms. This is sheer mismanagement which is encouraging wrongdoers to reap benefit of loopholes in system and depriving poor citizens from right to justice. Therefore it is need of hour to take concrete steps in order to curb grown anarchy in the system. For this your applicant shall ever pray you Hon’ble Sir.
                           ‘Yours  sincerely
                            Yogi M. P. Singh 
Mohalla-Surekapuram, Jabalpur Road District-Mirzapur , Uttar Pradesh ,India .
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Status as on 29 Dec 2015

Registration Number : DEABD/E/2015/10978
Name Of Complainant : Yogi M P Singh
Date of Receipt : 14 Dec 2015
Received by : Department of Financial Services (Banking Division)
Forwarded to : State Bank of India
Contact Address : Corporate Centre, Customer Service Deptt.
State Bank Bhawan, 14th Floor, Madam Cama Road,
Mumbai400021
Grievance Description : Whether Prime minister Jan Dhan scheme is not a flop scheme of government in which facilities are only provided on news papers but at ground level ,this scheme has zero effect on citizenry. Hon’ble Prime Minister Sir don’t mislead us regarding the Prime Minister Jan Dhan scheme which is your flop scheme in which even consumer rights of citizenry are not safe as banks withhold facilities in the name prime minister jan dhan scheme. With due respect your applicant wants to draw the kind attention of the Hon’ble Sir to the following submissions as follows. 1-It is submitted before the Hon’ble Sir that when the RuPay card/debit card is activated on those accounts on which Mobile number of consumer is registered, then how is it feasible that debit card provided to 17 crore consumers of India was activated by concerned banks. According to branch manager of state bank of India whose two letters are annexed with this representation explicitly quoting that since the account is opened under prime minister jan dhan scheme so S.M.S. Facility can’t be provided on your account and activation of S.M.S. Facility is necessary condition to activate debit card. 2-It is submitted before the Hon’ble Sir that most surprising fact is that state bank of India is the bank which provided maximum number of RuPay cards to consumers as most of the accounts under Prime minister Jan Dhan scheme were opened in the state bank of India. When the mobile number of consumers is not registered on their accounts if opened under prime minister jan dhan scheme which is inevitable condition to activate debit card issued by S.B.I. ,then how transaction is feasible through RuPay cards? 3-It is submitted before the Hon’ble Sir that whether our prime minister Mr. Narendra Modi is not misleading the citizenry through misleading information regarding prime minister jan dhan scheme. Here we are well confirmed that either Hon’ble P.M. Itself misled in regard to scheme or deliberately making an efforts to mislead the citizenry. This is humble request of your applicant to you Hon’ble Sir that It can never be justified to overlook the rights of citizenry by delivering services in arbitrary manner by floating all set up norms. This is sheer mismanagement which is encouraging wrongdoers to reap benefit of loopholes in system and depriving poor citizens from right to justice. Therefore it is need of hour to take concrete steps in order to curb grown anarchy in the system. For this your applicant shall ever pray you Hon’ble Sir. ‘Yours sincerely Yogi M. P. Singh Mohalla-Surekapuram, Jabalpur Road District-Mirzapur , Uttar Pradesh ,India .
Current Status : CASE CLOSED
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Date of Action : 28 Dec 2015
Details : repeated complain for wich reply has already been sent to complainant

2 comments on S.B.I. is adopting biased approach with consumers who opened accounts under P.M. jan dhan scheme.

  1. According to branch manager of state bank of India whose two letters are annexed with this representation explicitly quoting that since the account is opened under prime minister jan dhan scheme so S.M.S. Facility can't be provided on your account and activation of S.M.S. Facility is necessary condition to activate debit card. It is submitted before the Hon'ble Sir that most surprising fact is that state bank of India is the bank which provided maximum number of RuPay cards to consumers as most of the accounts under Prime minister Jan Dhan scheme were opened in the state bank of India. When the mobile number of consumers is not registered on their accounts if opened under prime minister jan dhan scheme which is inevitable condition to activate debit card issued by S.B.I. ,then how transaction is feasible through RuPay cards?

  2. Since S.M.S. services are not being provided by the state bank of India to those consumers who opened accounts under prime minister jan dhan scheme so their accounts are not secure. From the post it is obvious that wrongdoers are withdrawing the money from the S.B.I. Accounts illegally by doing shopping.Here this question arises that if any any account holder is ready to pay the charges of services ,then why, he may not be provided services. It seems that bank staffs colluding with the wrongdoers.

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