SBI deducts Rs.17.70 per transaction from Bank account opened under prime minister jan dhan scheme

Mahesh Pratap Singh Yogi M P Singh <yogimpsingh@gmail.com>
Reg.Hold fund Rs.665.12 in saving account 50100160228046 for two wheeler loan
1 message
Sudalai Kumar <ss.kumar1987@gmail.com> 12 August 2019 at 21:40
To: customer.service@hdfc.com, grievance.redressal@hdfcbank.com, Mahesh Pratap Singh Yogi M P Singh <yogimpsingh@gmail.com>

Sir/Madam,

                   I have paid my payment of loan for two wheeler regularly through ECS activation of my SBI account to HDFC  32822019 loan account. One time I remember they have not taken money through ECS and willingly delayed the time even though I maintained the money for loan in account. After 10 days They asked me to pay the loan amount in my debit card. I paid and there is no due charge asked from me. This is their mistake. 
This is the way they do some fake and fraud business with me and asked me some due charges of Rs 550 after paying the full amount in two years tenure loan period. I asked them for NOC but they ask me some RS.550. I have not paid it. Then after four years they hold Rs.665 in my saving account with HDFC without my permission. Already the issues with this account and FD grievance is pending in PM office. HDFC is one of the cheating banks in india and it should be closed immediately for the public interest. 

Best Regards,
Dr. S. Sudalai Kumar M.Sc.,Ph.D.,
Chemist, Chemical Analysis Wing
Department of Geology and Mining

(Government of Tamilnadu)

TVK Industrial Estate
Guindy, Chennai-32

Preeti Singh <preetisinghgaharwar@gmail.com>
Whether to deduct Rs.17.70 per transaction from the account of applicant opened under prime minister jan dhan scheme by S.B.I. is justified?
1 message
Preeti Singh <preetisinghgaharwar@gmail.com> 11 August 2019 at 16:17

To: agmcustomer.lhomum@sbi.co.in, AGM CUSTOMER SERVICES LHO LUC <agmcustomer.lholuc@sbi.co.in>, agmr2.zovar@sbi.co.in, agmpne.lholuc@sbi.co.in, pmosb <pmosb@pmo.nic.in>, presidentofindia@rb.nic.in, customercare@sbi.co.in, cmup <cmup@up.nic.in>, hgovup <hgovup@up.nic.in>, supremecourt <supremecourt@nic.in>


 Arbitrariness and tyranny always open the path of lawlessness, chaos and anarchy and arbitrary deduction of charges by the state bank of India from tiny accounts opened under jan dhan scheme is merely reflecting deep rooted corruption and insecure accounts.

Following is the State Bank of India Bank account detail opened under Jan Dhan scheme of the prime minister Mr. Narendra Modi Sir by the applicant.In the month of July, seven transactions were made by the applicant and premium banking institution state bank of India imposed financial service charges on the fifth, sixth and seventh transactions of Rs.17.70 on each without informing the customer. Whether it is justified?

Account Name : Mrs. PREETI SINGH Address : SUREKHAPURAMCOLONY BHATHUA-231001
Account Number :38071833483 Account Description : SB TINY SPL-OD-GEN-PUB IND-ALL
Branch : MIRZAPUR CITY
Drawing Power : 0.00 Interest Rate(% p.a.) : 3.5 MOD Balance : 0.00
CIF No. : 90212614909 IFS Code : SBIN0012731 MICR Code : 231002032
Nomination Registered : Yes

Txn Date Value, Date, Description, Ref No./Cheque No., Debit 

30 Jul 2019, 30 Jul 2019, FI SERVICE CHARGE, DR–38976288, 38976288, 17.70

28 Jul 2019, 28 Jul 2019, FI SERVICE CHARGE, DR–38976288, 38976288 , 17.70


25 Jul 2019, 25 Jul 2019, FI SERVICE CHARGE, DR–38976288, 38976288, 17.70

Most revered Sir –Your applicant invites the kind attention of Hon’ble Sir with due respect to following submissions as follows.



1-It is submitted before the Hon’ble Sir that  51A. Fundamental duties It shall be the duty of every citizen of India (a) to abide by the Constitution and respect its ideals and institutions, the National Flag and the National Anthem;(h) to develop the scientific temper, humanism and the spirit of inquiry and reform;


(i) to safeguard public property and to abjure violence;


(j) to strive towards excellence in all spheres of individual and collective activity so that the nation constantly rises to higher levels of endeavour and achievement

.



2-It is submitted before the Hon’ble Sir that  whether in this largest democracy in the world, it is expected from a poor that he may open an account under jan dhan scheme and he may only deposit the money and never draw any amount from it if he will draw, state bank of India will impose the financial service charges without informing him.
3-It is submitted before the Hon’ble Sir that earnings of a poor man but effective control of the bank and still few corrupt political masters claim of security of earnings of poor man. Whether it is not ridiculous that she is paying charges because she is making transactions in regard to her own earnings for the purpose of  purchasing house hold articles. Whether it is justified to pay charges if some one expending own earnings in order to purchase household articles. 
                 

This is a humble request of the applicant to you Hon’ble Sir that how can it be justified to withhold public services arbitrarily and promote anarchy, lawlessness, and chaos in an arbitrary manner by making the mockery of law of land? This is need of the hour to take harsh steps against the wrongdoer in order to win the confidence of citizenry and strengthen the democratic values for healthy and prosperous democracy. For this, your applicant shall ever pray you, Hon’ble Sir.                                                         



                                                                                                                             Yours sincerely



Date-11-08-2019             Preeti Singh C/O Yogi M. P. Singh, Mobile number-7379105911, Mohalla- Surekapuram, Jabalpur Road, District-Mirzapur, Uttar Pradesh, Pin code-231001.


7 comments on SBI deducts Rs.17.70 per transaction from Bank account opened under prime minister jan dhan scheme

  1. Arbitrariness and tyranny always open the path of lawlessness, chaos and anarchy and arbitrary deduction of charges by the state bank of India from tiny accounts opened under jan dhan scheme is merely reflecting deep rooted corruption and insecure accounts.

  2. Why government functionaries are not controlling such unhealthy practice?
    This is the way they do some fake and fraud business with me and asked me some due charges of Rs 550 after paying the full amount in two years tenure loan period. I asked them for NOC but they ask me some RS.550. I have not paid it. Then after four years they hold Rs.665 in my saving account with HDFC without my permission. Already the issues with this account and FD grievance is pending in PM office. HDFC is one of the cheating banks in India and it should be closed immediately for the public interest.

  3. Such practice is the part of deep rooted corruption in this country which can be curbed only when if we elect honest representatives and our elected representative may be such that they not only talk of honesty on the public fora but also act honestly behind the screen. Whether it is not surprising that our public functionaries are claiming honestly on public forum but it is unfortunate that corruption is increasing in the government machinery in manifold way.

  4. Whether in this largest democracy in the world, it is expected from a poor that he may open an account under jan dhan scheme and he may only deposit the money and never draw any amount from it if he will draw, state bank of India will impose the financial service charges without informing him.

  5. Undoubtedly Prime Minister is great the account which was opened by poor people of this country is being charged commission per transaction higher than the general account.

  6. मेरे साथ भी ऐसा हो चुका है ट्रांजेक्शन करने पर ऐसा मेरे साथ 7 बार हुआ और हर बार 17.70 काट लिए गए मेरा एकाउंट प्रधान मंत्री जन धन का है ये सब गलत है ऐसा नहीं होना चहिए

  7. इस तरह का अभ्यास इस देश में गहरे निहित भ्रष्टाचार का हिस्सा है जिस पर तभी अंकुश लगाया जा सकता है जब हम ईमानदार प्रतिनिधियों का चुनाव करें और हमारा निर्वाचित प्रतिनिधि ऐसा हो सकता है जो न्याय व्यवस्था के लिए काम करें

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