Life Insurance Companies are looting hard earned money of citizenry through their false luring promises

Mahesh Pratap Singh Yogi M P Singh <yogimpsingh@gmail.com>
Whether Life Insurance Companies are only looting the citizenry instead of providing them any reprieve?
Mahesh Pratap Singh Yogi M P Singh <yogimpsingh@gmail.com> 19 November 2017 at 08:42
To: inscoun@gbic.co.in, bimalokpal.lucknow@ecoi.co.in

To
                                                                                                           LUCKNOW -Shri/Smt……..

                                                                                                 


Office of the Insurance Ombudsman,

                                                                                                   

6th Floor, Jeevan Bhawan, Phase-II,

                                                                                                     

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Lucknow – 226 001. 

                                                                                                         

Tel.: 0522 – 2231330 / 2231331

                                                                                                       

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                                                                                                                           Email: bimalokpal.lucknow@ecoi.co.in
Subject -Concerned matter is subjected tyrannical treatments and fraudulent practice of an insurance company named HDFC Standard Life Insurance Company Limited which is depriving your justice seeker of her genuine and legitimate rights by taking recourse of false, fake and flimsy grounds and facts arbitrarily subsequently your applicant takes shelter in the court of You Hon‘ble Sir as you Hon’ble Sir as you Hon’ble Sir have the jurisdiction to deal with such matters in accordance with the rule of law Jurisdiction of Office 
Union Territory, District) Districts of Uttar Pradesh :

Lalitpur, Jhansi, Mahoba, Hamirpur, Banda, Chitrakoot, Allahabad, Mirzapur, Sonbhabdra, Fatehpur, Pratapgarh, Jaunpur,Varanasi, Gazipur, Jalaun, Kanpur, Lucknow, Unnao, Sitapur, Lakhimpur, Bahraich, Barabanki, Raebareli, Sravasti, Gonda, Faizabad, Amethi, Kaushambi, Balrampur, Basti, Ambedkarnagar, Sultanpur, Maharajgang, Santkabirnagar, Azamgarh, Kushinagar, Gorakhpur, Deoria, Mau, Ghazipur, Chandauli, Ballia, Sidharth Nagar.

———- Forwarded message ———-
From: Mahesh Pratap Singh Yogi M P Singh <yogimpsingh@gmail.com>
Date: 19 November 2017 at 02:42
Subject: Whether Life Insurance Companies are only looting the citizenry instead of providing them any reprieve?
To: ioblko@sancharnet.in, pmosb <pmosb@pmo.nic.in>, presidentofindia@rb.nic.in, supremecourt <supremecourt@nic.in>, urgent-action <urgent-action@ohchr.org>, cmup <cmup@up.nic.in>



A

n application under article 51 A of constitution
of India for an aggrieved widow whose husband departed from this mortal world at the early age. 

INSURANCE REGULATORY AND DEVELOPMENT AUTHORITY OF INDIA

We regulate the Indian insurance industry to protect the interests of the policyholders and work for the orderly growth of the industry.

Subject-Matter is concerned with the death claim under policy number. 16289153 on the life of Mr. Shyam Narayan Singh (Deceased). The policy was issued on 11-Sep-2013 as the sought by applicant’s late husband as aforementioned. HDFC Standard Life Insurance Company Limited is the insurer of the life of aforementioned Deceased Mr. Shyam Narayan Singh.

​ ​


Point to be noted that policy was issued on 04-November-2013 after due processing of application which took a longer 54 days as quoted in the arbitrary decision of denial of claim of your aggr

ieved

​ ​
applicant widow of deceased.

Most revered Sir –Your applicant invites the kind attention of Hon’ble Sir with due respect to following submissions as follows.
1-It is submitted before the Hon’ble Sir that you Hon’ble Sir may take a glance at the 

attached document with this representation which is consequent of arbitrary processing of the death claim made by aggr


ieved

​ ​
nominee i.e. your applicant who is in the sheer dark of implicit future along with her her three immature children, two elder of them are the girls and youngest is a boy. Till the 02-March-2016 aforementioned Life 

Insurance Company

Limited and its staffs only provided us dream and broke our entire expectations by through the communication dated

02-March-2016

.

 

2


-It is submitted before the Hon’ble Sir that

​ ​
whatever event takes place in this universe accompanies its cause and nothing takes place without cause. Here 

HDFC Standard Life Insurance Company Limited

​ ​
deprived your applicant of the insurance claim arbitrarily based on a concocted story like as –

  (A)-assurance made under point 29 found incorrect when inquiry made subsequently to death claim made by aggrieved nominee 


i.e.your aggrieved applicant i.e. widow of

​ ​
deceased as aforementioned.

(B)-


assurance made under point 31 found incorrect when inquiry made subsequently to death claim made by aggrieved nominee 

i.e.your aggrieved applicant i.e. widow of

​ ​
deceased as aforementioned.

3


It is submitted before the Hon’ble Sir that

​ ​
what was done by the staffs of aforementioned 

HDFC Standard Life Insurance Company Limited

​ ​

during the 54 days when the processing was being done in order to accept the proposed policy? When they had to take the premium everything was O.K. and when death claim made by the aggrieved nominee, then there are so many terms and conditions which are not followed by the policyholder. 

Reply of 2 (A)-Raised objections were subjected to early-stage inquiry which lasted  54 days, not at the time of dispensation of death claim made by aggrieved 


nominee

.

Reply of 2 (B)-Raised objections were subjected to early-stage inquiry which lasted  54 days, not at the time of dispensation of death claim made by aggrieved 


nominee

.

4


It is submitted before the Hon’ble Sir that

​ ​
naturally when death claim is made, then at this stage cause of death is ensured that it may be, cause death may be in order to achieve ulterior motives but the first time an insurance company is escaping from its promises on flimsy and false grounds. 

5


It is submitted before the Hon’ble Sir that

It is most surprising that staffs of the company are playing the role of investigating agency and justice delivery system both even when the matter concerned is not the internal matters of the company.

                                    This 


is

humble

​ ​
request

of

your applicant to you 

Hon’ble Sir

​ ​

that

  you Hon’ble

 Sir, may not overlook the miserable

​ ​
conditions of a widow. The act of comp

any

​ ​
staffs are sheer arbitrary
, unconstitutional and full of tyranny and infringing the human rights of vulnerable section especially a widow

.

​ 
Please help your applicant, for this your 

applicant

​ 

shall

​ 

ever

​ 

pray

​ 

you

​ 

Hon’ble Sir.

​ 

                                                                                                                                   Yours 


sincerely

​ 

​                                                                                                              ​


एकता

​ ​

सिंह पति दिवंगत श्याम नारायण सिंह 

ग्राम व ग्राम पंचायत -पटेवर,  पोस्ट -मड़िहान, जिला -मिर्ज़ापुर,  उत्तर प्रदेश पिनकोड-२३१३१० 


                                                           द्वारा 


                                                    योगी एम्. पी. सिंह 


                            ​


 This is a humble request of your applicant to you Hon’ble Sir that how can it be justified to withhold public services arbitrarily and promote anarchy, lawlessness, and chaos in an arbitrary manner by making the mockery of law of land? This is need of the hour to take harsh steps against the wrongdoer in order to win the confidence of citizenry and strengthen the democratic values for healthy and prosperous democracy. For this, your applicant shall ever pray you, Hon’ble Sir.                                                          Yours sincerely

                                              Yogi M. P. Singh, Mobile number-7379105911, Mohalla- Surekapuram, Jabalpur Road, District-Mirzapur, Uttar Pradesh, Pin code-231001. 


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Mahesh Pratap Singh Yogi M P Singh

Concerned matter is subjected tyrannical treatments and fraudulent practice of an insurance company named HDFC Standard Life Insurance Company Limited which is depriving your justice seeker of her genuine and legitimate rights by taking recourse of false, fake and flimsy grounds and facts arbitrarily subsequently your applicant takes shelter in the court of You Hon'ble Sir as you Hon'ble Sir as you Hon'ble Sir have the jurisdiction to deal with such matters in accordance with the rule of law

Arun Pratap Singh
3 years ago

ये बीमा कुछ नही है सफेद पोश अपराधियों का एक नेट वर्क है जो सुनियोजित तरीके से जनता को लूटते है और इनको राजनेताओं का संरक्षण प्राप्त रहता है इसी लिए इनके खिलाफ कोई कार्यवाही नही होता सोचिये यदि लूट को ही नियमो का संरक्षण प्राप्त हो जाय तो कल्पना करे हमारा समाज कहा जा रहा है | यही हमारे राजनेताओं का सुशासन है यह गरीबो को हलाला जा रहा है जैसे बकरी को हलालने से पहले उसके समक्ष चारा डाल दिया जाता है वही हालात इस देश के गरीबो के साथ बीमा कंपनियां लोक प्रधिकरिओन के संरक्षण में करे |

Preeti Singh
3 years ago

Hon’ble Sir that It is most surprising that staffs of the company are playing the role of investigating agency and justice delivery system both even when the matter concerned is not the internal matters of the company.