In case of payment, bank seeks Hereditary certificate of court but debt recovery notices issued arbitrarily

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Status as on 10 Dec 2017

Registration Number : DEABD/E/2017/33555
Name Of Complainant : Ekta Singh
Date of Receipt : 10 Dec 2017
Received by : Department of Financial Services (Banking Division)
Forwarded to : Punjab National Bank
Officer name : Shri N K Arora
Officer Designation : General Manager
Contact Address : Corporate Office
Plot No 4, Sector 10, Dwarka,
New Delhi110075
Contact Number : 01128044153
e-mail : nkaora@pnb.co.in
Grievance Description : How can Punjab National Bank serve repeated notices of debt recovery to a widow who never borrowed a single coin from the bank? Subject-Principle of natural justice never allows any institution, public body, and an individual to serve debt recovery notice to anyone arbitrarily if aggrieved is not concerned with the processing of loan and neither remained the beneficiary of transaction made between bank and individual borrowed the loan.On one side of the screen, our family is on the verge of hunger and numerous problems being faced and on another side of screen repeated notices are being served in order to recover loan never taken by your applicant. Most troublesome is that in every weak either bank staffs make calls or send their staffs who threatens of terrible consequences.It is not troublesome that a widow who is to be helped by the government is being subjected to torture by its erring staffs. Whether my constitutional and human rights are safe in this largest democracy in the world? Most revered Sir –Your applicant invites the kind attention of Hon’ble Sir with due respect to following submissions as follows. 1-It is submitted before the Hon’ble Sir that arbitrariness is quite obvious from the fact that concerned are not interested to provide any feedback regarding their arbitrary action which sheer illegal and unconstitutional and against the principles of natural law. Whether it is not part of their cryptic dealings that following information sought from them when they denied revealing any information regarding the debt recovery notice by them to your applicant under transparency act but they are not providing. Please take a glance of sought information which to provided by the staffs of Punjab National Bank. 2-It is submitted before the Hon’ble Sir that whether in this country a widow may be served notices of recovery of debt without ensuring that whether according to the law she is entitled to pay loan which processing, amount of loan and any thing else was not done in her cognizance. Most important from where she will pay the loan? 3-It is submitted before the Hon’ble Sir that whether Right to privacy is not guaranteed to widows in this largest democracy in the world if guaranteed how the so-called staffs introducing itself as the staffs of Punjab National Bank threatening of adverse consequences causing mental torture to your applicant. Whether your applicant has taken the loan from the bank if not why so inhuman treatments with your applicant? Where are the special rights granted to widows in this largest democracy in the world? This is a humble request of your applicant to you Hon’ble Sir that It can never be justified to overlook the rights of the citizenry by delivering services in an arbitrary manner by floating all set up norms. This is sheer mismanagement which is encouraging wrongdoers to reap the benefit of loopholes in the system and depriving poor citizens of the right to justice. Therefore it is need of the hour to take concrete steps in order to curb grown anarchy in the system. For this, your applicant shall ever pray you, Hon’ble Sir. Yours sincerely Ekta Singh W/O Shyam Narayan Singh
Date of Action : 10 Dec 2017
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Mahesh Pratap Singh Yogi M P Singh

How can Punjab National Bank serve repeated notices of debt recovery to a widow who never borrowed a single coin from the bank? Subject-Principle of natural justice never allows any institution, public body, and an individual to serve debt recovery notice to anyone arbitrarily if aggrieved is not concerned with the processing of loan and neither remained the beneficiary of transaction made between bank and individual borrowed the loan.On one side of the screen, our family is on the verge of hunger and numerous problems being faced and on another side of screen repeated notices are being served in order to recover loan never taken by your applicant. Most troublesome is that in every weak either bank staffs make calls or send their staffs who threatens of terrible consequences.It is not troublesome that a widow who is to be helped by the government is being subjected to torture by its erring staffs. Whether my constitutional and human rights are safe in this largest democracy in the world?

Mahesh Pratap Singh Yogi M. P. Singh

Whether it is not attack on dignity of woman?

Preeti Singh
2 years ago

1-You Hon’ble Sir may direct CPIO concerned to provide your applicant the cause of issue of debt recovery notice.
2-Whether your applicant had applied for debt in the bank concerned? If yes provide the copy of the said application.
3-Your applicant may be provided the detail of staffs who processed the debt application of your applicant.
4-You Hon’ble Sir may provide the reason and name of the business which was to be initiated by your applicant by borrowing debt from bank concerned as she has no information and knowledge regarding any such transaction.
5-Whether debt recovery notices are served by the banks arbitrarily? Who directed the bank to issue debt recovery notice to a widow itself facing the severe crunch of earnings for living being and maintenance of family?