Honesty is rewarded by foreclosure of assets in this largest democracy in the world

Foreclosure is a legal process in which a lender attempts to recover the balance of a loan from a borrower who has stopped making payments to the lender by forcing the sale of the asset used as the collateral for the loan.

Mahesh Pratap Singh Yogi M P Singh <yogimpsingh@gmail.com>

Unemployment certificate for CPS benefits
1 message

Sudalai Kumar <ss.kumar1987@gmail.com> 26 November 2020 at 18:42
To: NALSA <nalsa-dla@nic.in>, cr.nhrc@nic.in, Bala <balasubramanian.energyaudit@gmail.com>, Mahesh Pratap Singh Yogi M P Singh <yogimpsingh@gmail.com>

Something is fishy going on in ICICI bank for foreclosure of my loan account since it was not telling the outstanding amount and procedures to close it online. Covid 19!issues insisted all banks to follow online procedure for online banking but ICICI is forcing me to visit branches.
I asked hdfc bank last month itself for the same and it replied with hdfc outstanding amount and procedures. But ICICI bank is not working the same way for my foreclosure.

Dr. Sudalai Kumar, Chennai 74

सत्य परेशान हो सकता है,
लेकिन पराजित नहीं!!

परित्राणाय साधूनां विनाशाय च दुष्कृताम्
धर्मसंस्थापनार्थाय सम्भवामि युगे युगे!

———- Forwarded message ———
From: <customer.care@icicibank.com>
Date: Thu, Nov 26, 2020, 4:20 PM
Subject: 000UGaFUGDTNYA26:Re: 000UGaFUGDTNJXN6:Re: Unemployment certificate for CPS benefits
To: <ss.kumar1987@gmail.com>

Dear Customer,

Hope you and your loved ones are healthy and safe.

Please accept our apology for this distressing experience. Request you to ignore the e-mail, which you have received.

This request is critical in nature and would require verification in person. We request you to contact our Collection Manager at any of the nearest ICICI Bank Collection branch regarding EMI payment towards your loan account .

For loan closer Final amount will be mentioned in Foreclosure letter and Regarding your Loan foreclosure letter we are unable to assist you through this channel.


This request is critical in nature and would require verification in person, hence we request the loan applicant co-applicant or any third party with Authorization Letter holder to visit visit the nearest ICICI Bank Loan servicing branch along with a Photo-ID proof and raise a request for foreclosure letter Personal loan account xxx.


Then after the once the request is processed for the foreclosure statement customer can make the final payment for the closure of loan.


Alternatively we request you to look for visit the nearest ICICI Bank Loan Servicing Branch in our website: www.icicibank.com __ Find ATM/Branch.


Thank you for giving us the opportunity to serve.

Bank Digitally and Stay Safe!


Customer Service Officer
ICICI Bank Limited

NEVER SHARE your Card number, CVV, PIN, OTP, Internet Banking User ID, Password or URN with anyone, even if the caller claims to be a bank employee. Sharing these details can lead to unauthorised access to your account.

On 24-11-2020 16:00, Sudalai Subramaanian wrote:

External Email Warning: Do not click on any attachment or links/URL in this email unless sender is reliable.



I attached herewith my unemployment certificate for your reference. I request you to release the CPS money as soon as possible for closure of my personal loan with hdfc and ICICI banks.

On Tue, Nov 24, 2020 at 11:48 AM Sudalai Kumar <ss.kumar1987@gmail.com> wrote:


Received call from department of geology and mining for the unemployed certificate from me for CPS benefits.

I will send the signed copies by courier to the office and request you to get attested by AD or DD rank persons and submit them to Accounts section.


Dr. S. Sudalai Kumar, M.Sc., Ph.D.,

83N Courtalla Road

Tirunelveli Town


The Director

Department of Geology and Mining

Chennai 32


Sub: Confirmation of Unemployment declaration by myself for CPS benefits.

I am Dr. Sudalai Kumar, had resigned and relieved from government job of chemist post on 08-10-20 by the Director of Geology and mining department. It is to confirm that I have not joined in government, semi government or non government organization as full or part time employee and not involved in any private or own business from 08-10-20 to till today. Therefore, my current position is unemployed and waiting for my CPS benefits.

Finally, I request you to take this note and release my CPS benefits for the various loans availed with HDFC, ICICI banks by me.



Date:                                                                                       Signature of the applicant


Best Regards,

Dr. S. Sudalai Kumar M.Sc.,Ph.D.,

Best Regards,

Dr. S. Sudalai Kumar M.Sc.,Ph.D.,

Chemist, Chemical Analysis Wing

Department of Geology and Mining

(Government of Tamilnadu)

TVK Industrial Estate

Guindy, Chennai-32


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Arun Pratap Singh
1 month ago

It has been proved that here is not the rule of law because it has been substituted by the rule of corruption.

Preeti Singh
1 month ago

Honesty is rewarded by foreclosure of assets in this largest democracy in the world.India is a country where corruption is rampant in the government machinery and this lawlessness and anarchy in the public offices made the lives of the citizens’ hell.

God Man
God Man
1 month ago

Undoubtedly we are passing through the era of corruption in which those individuals are targeted who are raising the voice against the growing corruption in the government machinery and such is the punishment is being provided to this youth and he has to leave his government job and now his family is on the verge of Hunger and his house is going to be auctioned.

Bhoomika Singh
Bhoomika Singh
1 month ago

Think about the the whistleblower protection bill of the Government of India through which our politicians and senior bureaucrats claim to protect the whistle blowers but the actual fact is that they are harassed because of the rampant corruption in the government machinery and from top to bottom no one helps them.