Hon’ble Prime Minister Sir your prime minister Jan dhan scheme is biased and violating the fundamental rights.



Art 14 states that “The state shall not deny to any person equality before the law or the equal protection of the laws within the territory of India.

RE: CPGRAM COMPLAINT DEABD/E/2015/10142 Yogi M P Singh

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cmadminr2.zovns@sbi.co.in

3:41 PM (21 hours ago)

to meagmcustomer.lh.
Dear Sir,
Sir referred account No.34645721675 was opened {SB TINY-OD-GEN-PUB IND-ALL-INR} with product code [1611-1411]
This type of account is devised in SBI for mass rural public of country, having  no accounts anywhere, most of them illiterate and poor,
even it is based on bio-metric operation with limited amount, to avoid complication of using voucher’s etc. As the SMS facility is based
on multi mobile service provider’s, they charge for it, and ultimately it will shift to the poor customer’s, SMS facility is not enabled
with this product. In addition to this, Rupay Debit Card issued with above product, is also having limited transactions merchant  facilities.
Therefore we request you to please open a normal saving account and enjoy multiple platform of banking like Saving Plus, Internet Banking, Mobile Banking etc.
Thanks and Regards
CM Admin
R-II, A O Varanasi

Grievance Status

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Status as on 01 Dec 2015

Registration Number : DEABD/E/2015/09727
Name Of Complainant : Yogi M P Singh
Date of Receipt : 13 Nov 2015
Received by : Department of Financial Services (Banking Division)
Forwarded to : SBI LHO LUCKNOW
Contact Address : State Bank of India,New Administrative Bldg. ,
Motimahal Marg , Hazratganj ,
Lucknow (UP)226001
Contact Number : 05222201492
Grievance Description : Please direct the appropriate agency to look into the matter so that wrongdoer staffs of bank may be subjected to penal proceedings. If account was opened by your applicant under prime minister jan dhan scheme ,then why state bank of India provided your applicant debit card concerned with this account if your applicant couldn’t do payment after completing all formalities required to activate the card as at latter stage S.B.I. withheld transaction on flimsy ground that S.M.S. Service is not active on my account number. Whether this is not cheating? With due respect your appellant wants to draw the kind attention of the Hon’ble Sir to the following submissions as follows. 1-It is submitted before the Hon’ble Sir that branch manager,Mirzapur city of S.B.I. Mr.Surendra Prasad articulates in its letter dated-23/09/2015 that your account is opened under prime minister jan dhan scheme so S.M.S. Services couldn’t be provided on your account number. Consequently your applicant can’t do payment through dabit card provided by S.B.I. as now S.B.I. has changed its stand that payment can be made only when if mobile number be registered on account number of consumer i.e. S.M.S. services must be active on the account number which is provided to those consumers not opened account under prime minister jan dhan scheme. 2-It is submitted before the Hon’ble Sir that why your applicant was provided debit card by the state bank of India when payment through debit card was not feasible because S.B.I. was well apprised with the fact that your applicant had opened the account under prime minister jan dhan scheme. Whatever formalities were requisite to activate the debit card were completed by your applicant as prescribed by S.B.I. but now branch manager showing arbitrariness by creating own rules which is against the spirit of provisions of consumer’s protection act. Whether the act of bank staffs is not tantamount to cheating. In view of your applicant ,staffs of state bank of India committed the criminal of trust of your applicant. Hon’ble Sir may be pleased to take a glance of attached documents. 3-It is submitted before the Hon’ble Sir that why state bank of India is adopting discriminatory/biased approach with its consumers who opened account under prime minister jan dhan scheme. When the terms and condition set up by state bank of India to activate debit card was fulfilled then why still debit card of your applicant was not activated by erring bank staff. Whether this is not corruption that if concerned may not be provided bribe ,then nothing move forward in this democracy. Whether enquiry can’t be ordered to check the roles of concerned bank staffs. If S.B.I. had not to activate the debit card ,then why debit card was provided to your applicant? Please take a glance of attachments with this representation. This is humble request of your applicant to you Hon’ble Sir that It can never be justified to overlook the rights of citizenry by delivering services in arbitrary manner by floating all set up norms. This is sheer mismanagement which is encouraging wrongdoers to reap benefit of loopholes in system and depriving poor citizens from right to justice. Therefore it is need of hour to take concrete steps in order to curb grown anarchy in the system. For this your applicant shall ever pray you Hon’ble Sir. ‘Yours sincerely Yogi M. P. Singh Mohalla-Surekapuram, Jabalpur Road District-Mirzapur , Uttar Pradesh ,India .
Current Status : CASE CLOSED
Your Feedback :
Poor
Date of Action : 30 Nov 2015
Details : : A COPY OF REPLY SENT (BY THE RBO THROUGH E-MAIL) TO THE COMPLAINANT IS ATTACHED FOR YOUR NA.

2 comments on Hon’ble Prime Minister Sir your prime minister Jan dhan scheme is biased and violating the fundamental rights.

  1. cmadminr2.zovns@sbi.co.in
    3:41 PM (21 hours ago)

    to me, agmcustomer.lh.
    Dear Sir,

    Sir referred account No.34645721675 was opened {SB TINY-OD-GEN-PUB IND-ALL-INR} with product code [1611-1411]
    This type of account is devised in SBI for mass rural public of country, having no accounts anywhere, most of them illiterate and poor,
    even it is based on bio-metric operation with limited amount, to avoid complication of using voucher’s etc. As the SMS facility is based
    on multi mobile service provider’s, they charge for it, and ultimately it will shift to the poor customer’s, SMS facility is not enabled
    with this product. In addition to this, Rupay Debit Card issued with above product, is also having limited transactions merchant facilities.

    Therefore we request you to please open a normal saving account and enjoy multiple platform of banking like Saving Plus, Internet Banking, Mobile Banking etc.

    Thanks and Regards

    CM Admin
    R-II, A O Varanasi

  2. Here from this email one thing is clear that account opened under prime minister jan dhan scheme is for illiterate people and Boucher is not maintained concerned with this account and even facilities available to account holders of bank is not provided to those who opened account under prime minister Jan dhan scheme. Lucrative news on electronic channels and print media concerned with prime minister jan dhan scheme is merely cheating and really rural public was misled by government functionaries in regard to prime minister jan dhan scheme.

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