12 anonymous bank accounts updated with my PAN reflects sheer anarchy

 

Grievance Status for registration number: DEABD/E/2023/0080802

Grievance Concerns To

Name Of Complainant

Mahesh Pratap Singh alias Yogi M. P. Singh

Date of Receipt

28/11/2023

Received By Ministry/Department

Financial Services (Banking Division)

Grievance Description

Financial Services (Banking Division) >> Fraud

Department/Bank/Financial Institute: Reserve Bank of India

You have excluded one bank loan account in which my PAN was updated out of 13 bank accounts. The applicant has only one bank account which was opened in the State Bank of India which means the rest of the 11 bogus bank accounts are still not excluded in which my PAN was updated by the corrupt staff of the banks by colluding with the fraudulent elements.

There is still an anonymous bank loan account active with my PAN in which the balance is of rupees 1000 which must be eliminated from the PAN of the applicant. Whose details are as follows.

The following details made available by the credit information company CRIF High Mark Regarding revenues registered as N202324023301522 Yogi M P Singh By Reserve Bank of India Ombudsman.

Inquiry Input Information

Name: MAHESH PRATAP SINGH DOB/Age: 22-06-1971 Gender: MALE

Father: RAJENDRA PRATAP SINGH Spouse: Mother:

Phone Numbers: 7379105911 ID(s): GSWPS0850Q PAN Email ID(s):

Entity Id:

Current Address: JABALPUR ROAD SUREKHAPURAM COLONY BATHUA MIRZAPUR MZP MIRZAPUR 231001 UP

Type-Primary Match, Number of Account(s)-12, Active Account(s)-1, Overdue Account(s)-0, Current Balance-1000, Amt Disbd/ High Credit-1000

This personal loan is active in my PAN details which is attached to this grievance.

Account Information

1 Account Type: PERSONAL LOAN Credit Grantor: XXXX Account: xxxx Info. as of: 31-12-2021 ACTIVE

Ownership: INDIVIDUAL Disbursed Date: 27-12-2021 Disbd Amt/High Credit: 1,000

Credit Limit: Last Paid Date: Current Balance: 1,000

For the more details, vide attached document to the grievance made available by credit information company CRIF High Mark on 21 Nov 2023, 17:17.

This is humble request of the applicant to Honourable Sir that my PAN must be separated from 11 bogus bank accounts opened by the fraudulent elements as soon as possible. After numerous complaints you eliminated only one bank account from CIBIL report while the complaints are being made to eliminate entire bogus accounts in which my PAN was updated.

Grievance Document

Current Status

Case closed   

Date of Action

13/12/2023

Remarks

Sir/Madam,

A CMS complaint regarding the issue raised by you has been registered with office of RBI Ombudsman Kanpur. The complaint has been processed and subsequently disposed of as per applicable clause under the RBIOS-2021. Please find attached closure letter containing details of the processing and subsequent resolution provided.

Reply Document

Rating

1

Poor

Rating Remarks

It is quite obvious that contents of the grievance are not same of the two grievances submitted by the applicant it may be subject of the grievance may be same and object of the grievance may be same because there is need to explain the matter so to fulfil such needs in the same matter different grievances are submitted by the applicant. If the Ombudsman of Reserve Bank of India of Kanpur was really interested in resolving the grievances of the applicant then first time when she entertained the grievance of the applicant all the 12 bogus bank accounts were excluded from the PAN of the applicant but it was not done so because she was not interested in resolving the matter as she was only interested to close the grievance. Our government functionaries behave like elephant teeth. As elephants have two types of teeth, one to show and other to eat. If in the working of the regulatory body there was honesty, then it was impossible to update 12 anonymous accounts of the bank in my PAN.

Appeal Details

Appeal Number

Date of Receipt

Appeal Text

Current Status

Officer Concerns To

Officer Name

Chandini Moolchandani (RBI Ombudsman Kanpur)

Organisation name

Reserve Bank of India

Contact Address

M.G. Road, Post Box No.8,2 Kanpur Kanpur

Email Address

obo.kanpur@rbi.org.in

Contact Number

05122305174

To see the attached document to the grievance, please click on the link

Comments