Punjab National Bank did not renew C.C. Loan arbitrarily

 

Gmail Rajesh Sharma <smtrajeshsharma11@gmail.com>

REPLY OF YOUR COMPLAIN DEABD/E/2023/0058707

1 message

Audit & Inspection CO BSR <cobsriad@pnb.co.in> 24 August 2023 at 16:06

To: "smtrajeshsharma11@gmail.com" <smtrajeshsharma11@gmail.com>

Mam,

With reference to your complain DEABD/E/2023/0058707,We would like to inform you that:

1. It does not matter whatever amount you have deposited as the account is still in NPA category, so legal action can be taken as per bank norms.

2.Chief Manager is authorized officer to issue auction notice, same was done as per bank guidelines only.

3.Bank is taking action as per law only.

4. Your account is NPA since 29-05-2019.

Thanks and regards

K K Thakur

Chief Manager

Inspection and Audit,

CO: Bulandshahr

Gmail Rajesh Sharma <smtrajeshsharma11@gmail.com>

REPLY OF YOUR COMPLAIN NO DEABD/E/2023/0058075

1 message

Audit & Inspection CO BSR <cobsriad@pnb.co.in> 24 August 2023 at 16:01

To: "smtrajeshsharma11@gmail.com" <smtrajeshsharma11@gmail.com>

Mam,

With reference to your complain no DEABD/E/2023/0058075, We would like to inform you that:

 Account is NPA Since 29-05-2019.

Sufficient time was given by bank for adjustment of the account.

Bank also entered in to a One time settlement with borrower   but the same was not honored  by borrower ( Please clarify from Circle Sastra ).

Competent Authority ( PLP RAM) renewed the limit last year but due to unavailability of sufficient stock  operation was not possible in CC account. (  Please Clarify from PLP RAM)

Then upon borrower request Competent ( Circle Sastra) allowed operation in your Current account on 13-12-2022 under tagging arrangement  @ 15% for Cash Credit Account which was valid for 6 months.

After expiry of tagging arrangement the competent authority  ( Circle Sastra ) put the property on auction  after issuing sale notice and fulfilling all formalities. ( you may clarify from the concern Deptt).

You may also inquire about the other actions taken by Circle sastra

All grievances lodged by you earlier has been resolved within prescribed time limit.

Thanks and regards

K K Thakur

Chief Manager

Inspection and Audit,

CO: Bulandshahr

Gmail Rajesh Sharma <smtrajeshsharma11@gmail.com>

REPLY OF YOUR COMPLAIN NO DEABD/E/2023/0057431

1 message

Audit & Inspection CO BSR <cobsriad@pnb.co.in> 24 August 2023 at 15:51

To: "smtrajeshsharma11@gmail.com" <smtrajeshsharma11@gmail.com>

Mam,

With reference to your complain : DEABD/E/2023/0057431, We would like to inform you that :

1. Your account is NPA since 29-05-2019.

2.Competent Authority (PLP RAM) renewed your limit last year but due to unavailability of sufficient stock operation was not possible in CC account.

3.Bank has sympathy for you but Bank only take action as per the norms only.

All grievances lodged by you earlier has been resolved within prescribed time limit.

Thanks and regards

K K Thakur

Chief Manager

Inspection and Audit,

CO: Bulandshahr

Gmail Rajesh Sharma <smtrajeshsharma11@gmail.com>

REPLY OF YOUR COMPLAIN NO DEABD/E/2023/0057183

1 message

Audit & Inspection CO BSR <cobsriad@pnb.co.in> 24 August 2023 at 15:46

To: "smtrajeshsharma11@gmail.com" <smtrajeshsharma11@gmail.com>

Mam,

With reference to complain no: DEABD/E/2023/0057183, we would like to inform you that:

1. Bank has sympathy for applicant but bank take actions as per prescribed guidelines laid by bank.

2. Bank is taking action as per norms only.

3. Competent Authority (PLP RAM) renewed your limit last year but due to unavailability of sufficient stock operation was not possible in CC account.

Thanks and regards

K K Thakur

Chief Manager

Inspection and Audit,

CO: Bulandshahr

Gmail Rajesh Sharma <smtrajeshsharma11@gmail.com>

REPLY OF GRIEVANCE NO: DEABD/E/2023/0055866

1 message

Audit & Inspection CO BSR <cobsriad@pnb.co.in> 24 August 2023 at 15:39

To: "smtrajeshsharma11@gmail.com" <smtrajeshsharma11@gmail.com>

Mam,

With reference to your complain no DEABD/E/2023/0055866, We would like to inform you that:

1. Competent Authority (PLP RAM) renewed your limit last year but due to unavailability of sufficient stock operation was not possible in CC account.

2. Authorized Officer of the bank can renew the CC account.

3. The competent authority of the bank has taken the decision as per norms of the bank.

4. As last stock statement submitted by you is of only Rs. 7,04,890. Hence the operation can not be permitted.

Thanks and regards

K K Thakur

Chief Manager

Inspection and Audit,

CO: Bulandshahr

Gmail Rajesh Sharma <smtrajeshsharma11@gmail.com>

reply of complain no DEABD/E/2023/0055864

1 message

Audit & Inspection CO BSR <cobsriad@pnb.co.in> 24 August 2023 at 15:31

To: "smtrajeshsharma11@gmail.com" <smtrajeshsharma11@gmail.com>

Mam,

With reference to your complain no DEABD/E/2023/0055864, we would like to inform you that :

1. Competent Authority (PLP RAM) renewed your limit last year but due to unavailability of sufficient stock operation was not possible in CC account.

2. Authorized Officer of the bank can renew the CC account.

3. Reason has already mentioned in above point no.1.

4. As last stock statement submitted by you is of only Rs. 7,04,890. Hence the operation can not be permitted.

Thanks and regards

K K Thakur

Chief Manager

Inspection and Audit,

CO: Bulandshahr

6203933872

Gmail Rajesh Sharma <smtrajeshsharma11@gmail.com>

Complain NO PMOPG/E?2023/0165368

1 message

Civil Lines Bulandshahr <bo0069@pnb.co.in> 21 August 2023 at 14:57

To: "smtrajeshsharma11@gmail.com" <smtrajeshsharma11@gmail.com>

Cc: Audit & Inspection CO BSR <cobsriad@pnb.co.in>

Dear  Madam

we have received the Complain made by you . In this regard we have to submit as under :

Your Account is NPA Since 29-05-2019.

Sufficient time was given by bank for adjustment of the account.

Bank also entered in to a One time settlement with you  on your request but the same was not honored  by you.

Competent Authority ( PLP RAM) renewed your limit last year but due to unavailability of sufficient stock  operation was not possible in CC account.

Then upon your request Competent ( Circle Sastra) allowed operation in your Current account on 13-12-2022 under tagging arrangement  @ 15% for Cash Credit Account which was valid for 6 months.

After expiry of tagging arrangement the competent authority  ( Circle Sastra ) put your property on auction  after issuing sale notice and fulfilling all formalities.

you  did not fulfilled your any promise and Rs.43,85,939.07 is still outstanding.

 However we are ready to  consider any OTS proposal  submitted by you  as per bank norms

Thanks & Regards,

Chief Manager

Punjab National Bank

Branch Office: Civil Lines, Bsr

Opposite Old Jail Compound,

Bulandshahr, Uttar Pradesh-203001.

Phone: +91-573-225513, +91-8171113715 (M)