Loan account is visible in CIBIL report obvious from attached screenshot but Branch Manager says loan account deleted from report

 

CP Gram Complaint NO.: DOAAC/E/2023/0051882_MAHESH PARTAP SINGH

SBI GANGOLI(50534)

Mon 2023-06-05 11:55 AM

Dear Sir,. With reference to your Complaint no. mentioned above we advise that the wrongly fed PAN No. in the Accounts maintained at Gangoli Branch has already been removed and as such you Do not have any connection with the said Branch and accounts mentioned

Beerbhadra Singh

Mon 2023-06-05 3:21 PM

Respected Branch Manager, In trail email, you stated that my PAN number was wrongly fed in the anonymous account but factual is that in the CBIL report of the applicant impugned loan account is still showing and the loan account status is active. If you have

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SBI GANGOLI(50534)

Tue 2023-06-06 6:16 PM

Dear Sh. Singh, With reference to the trail mail, we advise that the linked PAN No. has already been removed, and the data which was showing in your CIBIL has also been removed. As per your request and complaint, copy of latest CIBIL is also being attached

Beerbhadra Singh

SBI GANGOLI(50534)

Respected Branch Manager of Gangoli Branch of SBI,

First welcome to your constructive approach in the direction to sort-out my problem but problem still as such quite obvious from the attached document to this trail email.

Please open the attached PDF document which is screenshot of the CIBIL report just taken of dated 07 June 2023 which has same feedback as earlier it had.

This point must be noted that if my PAN Card will omitted from the anonymous loan account then this loan account will not include in my CIBIL report ipso facto as done by one financial institution in regard to gold loan account and that loan account information deleted from my CIBIL report.

If I compare both the reports, then your report is dated 23 May 2023 while the CIBIL report attached by me is dated 26 May 2023. Which implies that my report is more latest. According to your feedback, Civil Credit Consumer Information report is no hit which means zero but in my CIBIL report powered by Experian is 580 and the individual account opened in the SBI still attached to my PAN Card. This implies that your feedback is misleading.

                   It seems that the account opened in SBI by misusing my PAN Card is a bogus account to reap the benefits of subsidies of government provided to farmers as well as other cheating activities trough my PAN Card ipso facto.

                    Please help your applicant to reach the defaulter element.

                                                                                           With regard

                                                                            Mahesh Pratap Singh alias Yogi M P Singh

Sent from Mail for Windows

From: SBI GANGOLI(50534)

Sent: 06 June 2023 18:16

To: Beerbhadra Singh

Subject: Re: CP Gram Complaint NO.: DOAAC/E/2023/0051882_MAHESH PARTAP SINGH

Dear Sh. Singh, 

With reference to the trail mail, we advise that the linked PAN No. has already been removed, and the data which was showing in your CIBIL has also been removed. 

As per your request and complaint, copy of latest CIBIL is also being attached with this mail for your ready reference. 

As such, the data which you have mentioned below pertains to the period when the data was not updated in CIBIL as it clearly stated that Date reported was 31/10/2022 and it was not updated. whereas in the current CIBIL report attached, no Loan Account is being shown in your CIBIL report. 

Please see and oblige. 

Thanks and regards

Branch Manager

Gangoli

82880-79406

From: Beerbhadra Singh <myogimpsingh@outlook.com>

Sent: Monday, June 5, 2023 3:21 PM

To: SBI GANGOLI(50534) <sbi.50534@sbi.co.in>

Subject: RE: CP Gram Complaint NO.: DOAAC/E/2023/0051882_MAHESH PARTAP SINGH

Warning: This email is not originated from SBI. Do not click on attachment or links/URL unless sender is reliable. Malware/ Viruses can be easily transmitted via email.

Respected Branch Manager,

                                                            In trail email, you stated that my PAN number was wrongly fed in the anonymous account but factual is that in the CBL report of the applicant impugned loan account is still showing and the loan account status is active. If you have removed my PAN number from impugned anonymous account, then you may request the concerned public authority to update the CIBIL report accordingly.

Can you explain the cause – why are the following feedback is included in the CIBIL report of the applicant?

Priority sector - Agriculture, Bank-State Bank of India, Name-Pratap Singh Mahesh, Address-HNO 583 VPO BHARTANA  SAFFIDON PILLUKHERA  Jind, Haryana PIN Code 126113, Savings bank account number-40191917870 and KCC account number-40191978538 opened on 24 May 2021, OWNERSHIP-Individual, Date reported-31/10/2022, Account status-active, Loan type-BL Priority sector, Agriculture, Current balance-160708

Who is holder of the aforementioned information?

I am not the holder of the loan account nor the address attached with loan account.

My name is Mahesh Pratap Singh but in the aforementioned feedback Pratap Singh Mahesh.

This implies that bogus account was opened and my PAN number was misused.

The matter concerns suspicious integrity of aforementioned loan account holder as account opened to siphon government subsidy by blatantly misusing my PAN card ipso facto.

Dear branch manager, you must ensure the aforementioned data clean from my CIBIL report as done by other financial institutions.

Sent from Mail for Windows

From: SBI GANGOLI(50534)

Sent: 05 June 2023 11:55

To: myogimpsingh@outlook.comshowing

Subject: CP Gram Complaint NO.: DOAAC/E/2023/0051882_MAHESH PARTAP SINGH

Dear Sir,.

With reference to your Complaint no. mentioned above we advise that the wrongly fed PAN No. in the Accounts maintained at Gangoli Branch has already been removed and as such you Do not have any connection with the said Branch and accounts mentioned in your complaint. 

The removed PAN No. is not linked to the loan and other  accounts at our Gangoli Branch. 

Thanks an regards

Bikrant Kumar

Branch Manager

Gangoli

The information in this mail is confidential and is intended solely for addressee. Access to this mail by anyone else is unauthorized. Copying or further distribution beyond the original recipient may be unlawful. Any opinion expressed in this mail is that of sender and does not necessarily reflect that of State Bank group

RE: CP Gram Complaint NO.: DOAAC/E/2023/0051882_MAHESH PARTAP SINGH

Beerbhadra Singh <myogimpsingh@outlook.com>

Wed 2023-06-07 8:45 PM

To:

1 attachments (434 KB)

SBI CIBIL Gangoli.pdf;

Respected Branch Manager of Gangoli Branch of SBI,

First welcome to your constructive approach in the direction to sort-out my problem but problem still as such quite obvious from the attached document to this trail email.

Please open the attached PDF document which is screenshot of the CIBIL report just taken of dated 07 June 2023 which has same feedback as earlier it had.

This point must be noted that if my PAN Card will omitted from the anonymous loan account then this loan account will not include in my CIBIL report ipso facto as done by one financial institution in regard to gold loan account and that loan account information deleted from my CIBIL report.

If I compare both the reports, then your report is dated 23 May 2023 while the CIBIL report attached by me is dated 26 May 2023. Which implies that my report is more latest. According to your feedback, Civil Credit Consumer Information report is no hit which means zero but in my CIBIL report powered by Experian is 580 and the individual account opened in the SBI still attached to my PAN Card. This implies that your feedback is misleading.

                   It seems that the account opened in SBI by misusing my PAN Card is a bogus account to reap the benefits of subsidies of government provided to farmers as well as other cheating activities trough my PAN Card ipso facto.

                    Please help your applicant to reach the defaulter element.

                                                                                           With regard

                                                                            Mahesh Pratap Singh alias Yogi M P Singh

Sent from Mail for Windows

From: SBI GANGOLI(50534)

Sent: 06 June 2023 18:16

To: Beerbhadra Singh

Subject: Re: CP Gram Complaint NO.: DOAAC/E/2023/0051882_MAHESH PARTAP SINGH

Dear Sh. Singh, 

With reference to the trail mail, we advise that the linked PAN No. has already been removed, and the data which was showing in your CIBIL has also been removed. 

As per your request and complaint, copy of latest CIBIL is also being attached with this mail for your ready reference. 

As such, the data which you have mentioned below pertains to the period when the data was not updated in CIBIL as it clearly stated that Date reported was 31/10/2022 and it was not updated. whereas in the current CIBIL report attached, no Loan Account is being shown in your CIBIL report. 

Please see and oblige. 

Thanks and regards

Branch Manager

Gangoli

82880-79406

From: Beerbhadra Singh <myogimpsingh@outlook.com>

Sent: Monday, June 5, 2023 3:21 PM

To: SBI GANGOLI(50534) <sbi.50534@sbi.co.in>

Subject: RE: CP Gram Complaint NO.: DOAAC/E/2023/0051882_MAHESH PARTAP SINGH

Warning: This email is not originated from SBI. Do not click on attachment or links/URL unless sender is reliable. Malware/ Viruses can be easily transmitted via email.

Respected Branch Manager,

                                                            In trail email, you stated that my PAN number was wrongly fed in the anonymous account but factual is that in the CBL report of the applicant impugned loan account is still showing and the loan account status is active. If you have removed my PAN number from impugned anonymous account, then you may request the concerned public authority to update the CIBIL report accordingly.

Can you explain the cause – why are the following feedback is included in the CIBIL report of the applicant?

Priority sector - Agriculture, Bank-State Bank of India, Name-Pratap Singh Mahesh, Address-HNO 583 VPO BHARTANA  SAFFIDON PILLUKHERA  Jind, Haryana PIN Code 126113, Savings bank account number-40191917870 and KCC account number-40191978538 opened on 24 May 2021, OWNERSHIP-Individual, Date reported-31/10/2022, Account status-active, Loan type-BL Priority sector, Agriculture, Current balance-160708

Who is holder of the aforementioned information?

I am not the holder of the loan account nor the address attached with loan account.

My name is Mahesh Pratap Singh but in the aforementioned feedback Pratap Singh Mahesh.

This implies that bogus account was opened and my PAN number was misused.

The matter concerns suspicious integrity of aforementioned loan account holder as account opened to siphon government subsidy by blatantly misusing my PAN card ipso facto.

Dear branch manager, you must ensure the aforementioned data clean from my CIBIL report as done by other financial institutions.

Sent from Mail for Windows

From: SBI GANGOLI(50534)

Sent: 05 June 2023 11:55

To: myogimpsingh@outlook.comshowing

Subject: CP Gram Complaint NO.: DOAAC/E/2023/0051882_MAHESH PARTAP SINGH

Dear Sir,.

With reference to your Complaint no. mentioned above we advise that the wrongly fed PAN No. in the Accounts maintained at Gangoli Branch has already been removed and as such you Do not have any connection with the said Branch and accounts mentioned in your complaint. 

The removed PAN No. is not linked to the loan and other  accounts at our Gangoli Branch. 

Thanks and regards

Bikrant Kumar

Branch Manager

Gangoli

To see the attached document to the grievance, click on the link