S.B.I. deducted M.I. of amount Rs.8200 from cash credit account of Sudarshan arbitrarily

 

Grievance Status for registration number : PMOPG/E/2022/0316365

Grievance Concerns To

Name Of Complainant

Sudarshan Maurya

Date of Receipt

28/11/2022

Received By Ministry/Department

Prime Ministers Office

Grievance Description

The matter concerns the deputy commissioner industry, district industries centre Mirzapur addressed to Branch Manager, State Bank of India, District-Mirzapur. Handwritten. Application date-04/11/2022 submitted to Branch Manager. Unfortunately, no action was taken by the branch manager concerned.

Letter number-1250 dated-03 November 2022 in regard to adjustment of margin money claim of the applicant attached as the first page of the attached PDF document to the grievance.

According to concerned staff of the State Bank of India, the margin money provided by the government will be merged into your accounts if you will close this account and take mudra loan to proceed with your business activities.

But the applicant is no more interested with the cumbersome and cryptic proceedings of the bank.

Now the applicant wants to draw the kind attention of the Honourable Sir to the circular of Khadi and Village Industries Commission 3, Irla Road, Vile Parle West, Mumbai, 56

Circular number-PMEGP/MM subsidy/Adjustment/2012-13/23 dated 07 May 2012

Vide last para of attached PDF document which states as

The average working capital availment should be calculated over a period beginning with the first withdrawal of the cash credit and ending on the completion of the three year period from the date of the first disbursement of the loan i.e. term loan or date of ending of lock-in period whichever is earlier.

This categorically implies that now they must merge the margin money in the term loan account of the applicant.

It is most unfortunate that the State Bank of India is run by arbitrary rules and regulations made by its administrative staff for its own convenience.

Moreover, they have deducted monthly interest i.e. M.I. of amount Rs.8200 from my cash credit account arbitrarily with adjusting the margin money into my term loan account. It reflects the tyranny and arbitrariness in the working of the state bank of India which only promotes corruption, and its sole victims are innocent gullible consumers of the bank. Entire relevant documents are attached to the grievance.

Grievance Document

Current Status

Case closed

Date of Action

08/12/2022

Remarks

Customer has been suitably communicated.

Reply Document

Officer Concerns To

Officer Name

General Manager (General Manager)

Organisation name

State Bank of India

Contact Address

Corporate Centre, Customer Service Deptt. State Bank Bhawan, 16th Floor, Madam Cama Road, Mumbai

Email Address

gm.customer@sbi.co.in

Contact Number

02222740970

Grievance Status for registration number : PMOPG/E/2022/0321858

Grievance Concerns To

Name Of Complainant

Sudarshan Maurya

Date of Receipt

04/12/2022

Received By Ministry/Department

Prime Ministers Office

Grievance Description

Sir, because of error message on public grievance portal, I could not submit the grievance through my account opened on PG portal this time as well as earlier.

Sir mobile number is given in grievance, but they did not contact me. Grievance Status for registration number : PMOPG/E/2022/0316365 Grievance Concerns To Name Of Complainant Sudarshan Maurya Date of Receipt 28/11/2022Herewith the applicant is providing you transaction details which was provided by concerned branch of the state bank of India as four and five of the attache PDF document to the grievance. It is most unfortunate that the aggrieved applicant is in regular touch with the concerned staff, but they are taking the grievances reluctantly. Already they did corrupt transactions in the account of the applicant and no action was taken against them. 

SBI MIRZAPUR CITY12731, sbi.12731@sbi.co.in

3 Dec 2022, 17:26 (1 day ago)

to AGM, me


Dear Sir,

we have received your trail mail, we are trying to contact the customer due to no any details about the Loan account and customer contact no in attached PDF.

सादर

शाखा प्रबंधक

भारतीय स्टेट बैंक

मिर्जापुर सिटी शाखा

मिर्जापुर -231001

The matter concerns the deputy commissioner industry, district industries centre Mirzapur addressed to Branch Manager, State Bank of India, District-Mirzapur. Handwritten. Application date-04/11/2022 submitted to Branch Manager. Unfortunately, no action was taken by the branch manager concerned.


Letter number-1250 dated-03 November 2022 in regard to adjustment of margin money claim of the applicant attached as the first page of the attached PDF document to the grievance.


According to concerned staff of the State Bank of India, the margin money provided by the government will be merged into your accounts if you will close this account and take mudra loan to proceed with your business activities.


But the applicant is no more interested with the cumbersome and cryptic proceedings of the bank.


Now the applicant wants to draw the kind attention of the Honourable Sir to the circular of Khadi and Village Industries Commission 3, Irla Road, Vile Parle West, Mumbai, 56


Circular number-PMEGP/MM subsidy/Adjustment/2012-13/23 dated 07 May 2012


Vide last para of attached PDF document which states as


The average working capital availment should be calculated over a period beginning with the first withdrawal of the cash credit and ending on the completion of the three-year period from the date of the first disbursement of the loan i.e. term loan or date of ending of lock-in period whichever is earlier.


This categorically implies that now they must merge the margin money in the term loan account of the applicant.


It is most unfortunate that the State Bank of India is run by arbitrary rules and regulations made by its administrative staff for its own convenience.


Moreover, they have deducted monthly interest i.e. M.I. of amount Rs.8200 from my cash credit account arbitrarily without adjusting the margin money into my term loan account. It reflects the tyranny and arbitrariness in the working of the state bank of India which only promotes corruption, and its sole victims are innocent gullible consumers of the bank. Entire relevant documents are attached to the grievance.

Grievance Document

Current Status

Case closed

Date of Action

08/12/2022

Remarks

Customer has been suitably communicated.

Reply Document

Officer Concerns To

Officer Name

General Manager (General Manager)

Organisation name

State Bank of India

Contact Address

Corporate Centre, Customer Service Deptt. State Bank Bhawan, 16th Floor, Madam Cama Road, Mumbai

Email Address

gm.customer@sbi.co.in

Contact Number

02222740970

Gmail Beerbhadra Singh <myogimpsingh@gmail.com>

PMOPG/E/2022/0316365 & 321858 Name Sudarshan Maurya

1 message

AGM CUSTOMER SERVICES LHO LUC <agmcustomer.lholuc@sbi.co.in> 7 December 2022 at 17:38

To: "myogimpsingh@gmail.com" <myogimpsingh@gmail.com>

Madam/Dear Sir,  

With reference to your CPGRAM Complaint Number PMOPG/E/2022/0316365 & 321858

please find Branch reply as here under 

SBI MIRZAPUR(00134)

To: AGM CUSTOMER SERVICES LHO LUC

Wed 12/7/2022 4:16 PM

Dear Sir,

The borrower has been requested to submit documents for renewal/review of limit. After renewal of limit subsidy amount will be adjusted in   Term loan. The borrower has been advised accordingly.

Regards

Chief Manager

State Bank of India

Mirzapur Main Branch

Dankeenganj

Branch code - 00134 

Regards

Asstt.General Manager

State Bank Of India

Customer Care Cell

Local Head Office

Lucknow

NEVER respond to any popup,

email, SMS, or phone calls" seeking your personal information

such as :- ATM card details ,PIN & OTP ,

Username,

Password,

Mobile Number,Adhar Number etc

Report Unauthorised Transactions SBI Helpline: 1800111109 (Toll Free)

The information in this mail is confidential and is intended solely for addressee. Access to this mail by anyone else is unauthorized. Copying or further distribution beyond the original recipient may be unlawful. Any opinion expressed in this mail is that of sender and does not necessarily reflect that of State Bank group.

Comments